Is a woman allowed to have intercourse before taking ghusl at the end of her period?

Question: Is a woman allowed to have sexual intercourse with her husband before taking ghusl -major ablution- if she is at the end of her menstruation period, or does she have to take ghusl first?

In the 222nd verse of Surah Al-Baqara, the Glorified Allah commands:

“And they ask you about the menstruation and puerperium periods. Say: It is a discomfort. Therefore let women alone (refrain from annoying or interfering with them) as the bleeding continues. And do not approach them until they are clean. And when they have thoroughly cleansed themselves, then come to them from where Allah has ordained for you. Indeed, Allah loves those who are constantly repentant and loves those who cleanse.” (Al-Baqarah/ The Cow 2:222)

According to the verse above, sexual intercourse, which is forbidden during menstruation can be lawful – halal- when both of the following conditions come true:

1- The menstruation of the woman must have ended

2- The woman must have been thoroughly cleansed, that is, have taken ghusl

Most of the scholars, including Shafii, Maliki and Hanbali, have consensus on the opinion that having sex with women before taking ghusl at the end of their periods is forbidden -haram-. Only Hanafis claim that intercourse is permitted without ghusl in case one salat period goes by after the menstrual blood stops at the end of the specific menstruation period.